SPML Adverse Credit Mortgage and Remortgage
IMPORTANT NOTICE
If you took out Payment Protection Insurance (also
known as Accident Sickness and Unemployment) with
your mortgage, we may be able to get a refund of
your premium and interest paid
This is because almost all payment protection insurance was mis-sold by loan companies –
in fact, selling single premium insurance has now been banned!
Unlike other claims companies, we make no charges, cost or fees. If we get your premiums refunded, you keep all your compensation. If not, there is no charge
All we need is a completed questionnaire and a copy of your credit agreement.
Please visit our claims website –
www.complete-claims.co.uk
– to make your claim
There are times when everyone needs a little help to get their finances back on track.
We can help you do this.
Regardless of your financial circumstances we have a wide range of products from a number of lenders that can help repair your credit. There’s no need to think
that your poor credit history means that there is no way out of any situation. Give us a call today and your personal adviser will help work out a tailored solution for you.
Apply now, and get your finances back on track even if -
Ø You have County Court Judgements (CCJ's) or a Decree (Scotland only)
Ø You have a poor credit rating
Ø You have mortgage arrears
Ø You are a discharged bankrupt
Ø You have payment defaults
Ø You have an IVA
(Individual Voluntary Arrangement)
Ø You’ve been turned down by other lenders in the past
Get an SPML remortgage quotation
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To contact Southern Pacific with a query about an existing mortgage or to change
payment dates, please call Southern Pacific on
0207 920 1000
|
To discuss increasing your mortgage, or to make an enquiry
about taking out a new mortgage, click here |
Looking for an SPML remortgage for people with poor credit history
There are various benefits of an SPML remortgage; for instance a remortgage could offer you a way to reduce your
interest rate, consolidate your debts into one manageable monthly payment by spreading the cost over a longer term, or raise additional finance for home improvements such as a conservatory or a new kitchen.
You could remortgage to:-
Ø Take advantage of the increase in the value of your home by releasing the equity, and spend the additional amount as you wish
Ø Save money by moving your SPML mortgage to one with a low rate
- ideal if your existing mortgage is coming to the end of a special rate period
Ø Pay off store or credit cards and spread the costs over a longer period, by consolidating them into one easy to manage monthly payment (although this may increase the total amount you repay)
Ø Gain greater flexibility to buy out an ex-partner from your mortgage
Whatever your reasons for an SPML remortgage, you’ll enjoy these great benefits with us -
Ø Borrow up to 95% of the value of your home
Ø Repayment terms 10 years, 15 years, 20
years, 25 years up to 30 years
Ø SPML mortgages are available for people in any situation, whether you are employed, self employed, or a less than perfect credit history
Ø A quick, hassle-free application process
Ø Your own personal adviser
Ø No upfront fees and no obligation advice
Ø Competitive rates
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Get an SPML mortgage quotation
|
Whether
you're looking for a secured loan to consolidate your debts,
a remortgage to reduce your outgoings or make home
improvements, a debt management plan to freeze
the interest on your current credit and stop charges, or an
IVA to free you of all debt over 5 years, just complete
the form and one of our qualified advisers will be there to
help you 
SPML MORTGAGES and REMORTGAGES