Website for people looking for £70000 Mortgage and remortgage.
We do all our business online to make things simple and fast. We are one of the most reputable companies arranging mortgages for £70000. We accept applicants who have had county court judgements, arrears, payment defaults, ccjs, and debt problems. We can also help people who have been in debt difficulties. And remember, there are no upfront fees, charges or costs:
£70000 Remortgage: Consolidate all your debts with a remortgage.
We can help you with a remortgage to pay off your existing mortgage and loans. This should lower your monthly outgoings. There are times when everyone needs help in getting their finances back on track.
We can help. However you got into your financial circumstances we have a wide range of mortgages from a number of lenders that can help repair your credit.
An adverse credit history does not mean that there is not a solution to your situation.
£70000 Flexible Mortgages are no problem even if you have had a history of arrears, CCJs, missed payments or defaults.
We hope you will be happy with the outstanding service you receive from the broker we recommend. If not, please let us know and we will do our best to help with any problems. Call us today and an adviser will work out a tailored solution for you.
Mortgages can be useful for people who have had financial problems and are looking for a way to solve them. Apply now for a no upfront costs mortgage, and get your finances back on track even if you:
have a poor credit rating
have payment defaults
have missed payments or have had mortgage arrears
have had CCJs (County Court Judgements)
are a discharged bankrupt
have been in an IVA (Individual Voluntary Arrangement)
have been turned down by other lenders in the past
Looking for a £70000 remortgage? Consolidate all your debts with a remortgage.
We can help you with a remortgage to pay off your existing mortgage and loans. This should lower your monthly outgoings. A remortgage is a great way to reduce your outgoings by paying off all your high rate credit in one go, cutting your monthly payments.
Whatever your reasons for a £70000 mortgage, you'll enjoy these great benefits with us -
Repayment terms 10 years, 15 years, 20 years, 25 years up to 30 years
Borrow up to 95% of the value of your home
No upfront fees and no obligation advice
£70000 mortgages for employed or self employed with proof of income or poor credit
A quick, simple application process
Fast payout. We can often complete in less than 4 weeks on Quick Payout mortgages
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any debt secured on it.
Mortgages - the overall cost for comparison is a rate of 3.56% or 5.1% APR.
The actual rate will depend on your circumstances. Ask for a personalised illustration. There will be a fee for arranging your mortgage. For our high street lenders this will be £995.
For Adverse credit lenders the fee will normally be 3% of the mortgage advance, minimum of £1495 and maximum of £3,000. The fee can usually be added to the mortgage amount.
We can help you choose the right mortgage to suit your needs. Take a look at the variety of products we have access to from our range of lenders.
A discount mortgage allows you to significantly reduce your monthly mortgage payments and helps ease you into your new mortgage. It works by offering a percentage discount off the lender's standard rate for an initial period of the mortgage. Once that period is over, the interest rate will revert back to the lender's standard variable rate.
Fixed rate mortgages
A fixed rate mortgages allows you to know exactly where you stand with your mortgage payments every month. It works by offering fixed rate of interest for a specified period of time. After the set period, the rate will revert to the lender's standard variable rate.
A tracker mortgage tracks for a set period of time, the rate you pay moves directly in line with either the Bank of England or LIBOR rate. At the end of the set period, the lender's standard variable rate will generally apply.
Variable rate mortgages
A variable rate mortgage is where the interest rate is not fixed, but rises and falls in line with changes in interest rates in the economy as a whole and specifically the lender's standard variable rate.
Mortgage and remortgage questions and answers
Q: Why should I use Complete Finance?
A: The brokers we introduce to have years of experience dealing with every type of application. They will give you genuine and honest advice about the different schemes and options available to you. Unlike many other brokers they fully package for many lenders. This means they instruct all references and valuations, obtain all documents and information then submit a full pack to your lender.
Not only is this quicker, but they will only submit your application when they know it will be accepted. This greatly increases your chance of a "mortgage offer" compared with brokers who allow the lender to obtain all the references etc. Because of the high volume of applications they receive, their staff have a better understanding of what their lenders will accept. They also develop good relationships with senior staff at the lenders to negotiate applications which might be outside the normal criteria.
Because they put 100% effort into helping you and communicate frankly about your options, you are assured a good service.
Q: Should I tell you if I have arrears or credit problems?
A: Yes. Always tell them everything good and bad, it usually comes out in the end and this may result in time being lost. There is a mortgage plan for everyone but please tell them the facts about past credit problems as early as possible.
Q: Should I tell you what the money is really for?
A: You could be looking to make home improvements, consolidate your payments into one manageable amount by increasing the term, buy a new car, or pay for your child's wedding - it doesn't matter to us. But it may matter to the lender you borrow from. Remember - they are your broker. You must tell them everything good and bad and they will decide which lender to use.
Q: How do I know you will get me the best deal?
A: The mortgage brokers we introduce to always complete the best mortgage plan available. Whilst they are processing your ortgage, should the valuation report show more equity in your property or the mortgage reference shows less arrears etc they will re-issue the mortgage on a cheaper plan if it fits. All they ask is you clearly outline your current status and objectives. If they are not 100% sure the lender will grant the mortgage they will tell you. They will always try to get you the best terms.
Q: What happens if I change my mind?
A: Should you change your mind all your paperwork will be returned and the file will be closed. If work has been done on your behalf, a fee may be payable
Q: How long does it take to arrange?
A: This is dependent on the circumstances of your application as each application is different, they will endeavour to complete your application as soon as possible.
Q: How much can I borrow? What rates are available?
A: How much you can borrow and the rates available to you are dependent on your individual circumstances. They have access to a number of lenders so will be able to find the best rate possible from that lender panel.
£70000 Mortgage and remortgag. Looking for adverse poor credit history mortgage. Arrears, CCJs missed payments no problem £70000 mortgages with fast payout and no upfront fees