Up to 5 times income £275000 Mortgages and Remortgages 
£275000
Mortgages and £275000 remortgages. If you're
looking for a mortgage or remortgage for £275000, we can help.
You may need to borrow more than the normal income multiples
that lenders usually use. We can lend upto 5 times income on
residential mortgages. This means that you can borrow more
to let you get further up the property ladder.
The way we work out mortgage affordability is using a debt to
income ratio. This means we calculate your income and
use a percentage, usually 40% or 50% of income to assess what
monthly payment you can afford to pay on your mortgage. This has
the effect of letting you take out a much larger mortgage than
using the traditional 3 times income most lenders use.
We always need proof of income. Self employed applicants or
company directors may find it difficult to prove income. And remember, we have no upfront charges, fees or costs:
these are usually added to the loan.
Click here for a mortgage quote
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£275000 Adverse Credit Mortgage and Remortgage
A
£275000 remortgage is no problem even if you have arrears, CCJs, missed payments or
defaults. Contact us today and our adviser
will help work out a tailored solution for you. Apply now
for a no upfront costs mortgage, and get your finances
back on track even if you-
 Ø
need to borrow up to 5 times your income
Ø have CCJs (County Court Judgements)
Ø have a poor credit rating
Ø have mortgage arrears or missed payments
Ø need to self certify or self declare your income
Ø are a discharged bankrupt
Ø have payment defaults
Ø are in an IVA (Individual Voluntary Arrangement)
Ø You’ve been refused by other lenders in the past
Get a £275000 remortgage quotation
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Looking for a £275000 remortgage for people with poor credit history
There are many benefits of a £275000 remortgage; for instance a remortgage could offer you a
way to cut your
interest rate, consolidate your debts into one affordable monthly payment by spreading the cost over a longer term, or raise additional finance for home improvements such as an extension or a new bathroom.
You could remortgage to:-
Ø Release equity and take advantage of the increase in the value of your home, and spend the additional amount as you wish
Ø Save money - switch to a lower rate mortgage
- perfect if your existing mortgage is coming to the end of a special rate period
Ø Pay off store or credit cards and spread the costs over a longer period, by consolidating them into affordable monthly payment (although this may increase the total amount you repay)
Ø Buy out an ex-partner from your mortgage
Whatever your reasons for a £275000 remortgage, you’ll enjoy these great benefits with us -
Ø Borrow up to 95% of the value of your home
Ø Repayment terms 10 years, 15 years, 20
years, 25 years up to 30 years
Ø £275000 mortgages for employed, self employed
with proof of income or bad credit
Ø A quick, hassle-free application process
Ø Your own personal adviser
Ø No upfront charge and no obligation advice
Ø Competitive rates
Ø Quick payout. We can often
complete in under 4 weeks on Fast Payout mortgages
Return to home page Get a
£275000 mortgage quotation
 This website provides information and advice on
£275000 mortgage and remortgage for people looking for adverse or poor credit history mortgages or remortgages. Arrears, CCJs, defaults no problem. Mortgages and remortgages for people in financial difficulties and self employed
with proof of income: No upfront fees. Fast payout
We offer information on fast payout mortgages, the mortgage application process, features of a
remortgage and what
the money can be used for - debt consolidation, home improvements, holiday, buying a
car, mortgages for business. If you don't know what to do next, please complete the enquiry form or call one of our qualified advisers who will give you advice
on mortgages and remortgages.
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